Terms of Use for No-Red Budget App

Last updated: June 21, 2026

By using No-Red Budget App, you agree to use it as a personal budgeting and planning tool and to verify all information before making financial decisions.

Local-only budgeting app

No-Red Budget App stores budget data locally on the user's device. It does not require bank login, cloud sync, or account creation. The user is responsible for protecting their device and exported backup files.

No professional advice

No-Red Budget App does not provide financial, tax, legal, accounting, lending, credit-repair, debt-settlement, insurance, or investment advice. Budgets, categories, savings targets, gas estimates, and cost-of-living estimates are informational planning estimates based on user-provided data and app logic.

User responsibility

You are responsible for the accuracy of uploaded files, imported rows, manual entries, income types, categories, priority labels, notes, paid status, selected months, future planning entries, backup files, and financial decisions. Review all results before relying on them.

Import and calculation limits

The app attempts to read common file formats and estimate categories, but file layouts, bank exports, payroll exports, bill lists, and user-entered data can vary. The app may misread, omit, duplicate, or miscategorize information. Users should confirm each imported or generated item.

Bill reminders and paid status

Bill reminders are optional in-app reminders shown when the app is opened. They do not run as background notifications in this standalone version. Marking a bill as paid only updates the local due/reminder status; it does not make a payment or contact a biller, bank, or payment processor.

Local storage and data loss

Because data is stored locally, clearing browser/app storage, using private browsing, uninstalling the app, replacing the device, device damage, operating-system changes, browser changes, or storage limits may delete data. Export backups regularly.

No guarantees

No-Red Budget App is provided as-is and as-available. Nored Ventures does not guarantee that the app will be uninterrupted, error-free, compatible with every file or device, or suitable for every financial situation.

Payments and refunds

If purchased through Google Play, pricing, taxes, payments, receipts, cancellations, and refund requests are handled through Google Play according to Google Play policies and the terms shown during purchase.

Changes

Nored Ventures may update the app, these Terms, or related policies. Continued use after an update means you accept the updated terms to the extent allowed by applicable law.